Welcome to Summit Mortgage
Summit Mortgage is not a large impersonal financial institution. As a client-led company Summit takes the time to discover our client’s goals and concerns to create a carefree transaction. Whether it’s your first home or your dream home, our personable and experienced loan officers are ready to walk you through the process.
About Summit Mortgage
Summit pursues a life-long relationship with our clients; a commitment we’ve stood behind since 1992. We’ve helped thousands of your friends and neighbors across California achieve their real estate goals, and we’re constantly striving to add new services to enrich their personal and financial lives. Our knowledgeable consultants will help you visualize your dreams, then skillfully design and implement a plan to achieve them.
When you join the Summit family you receive the combined experience of our team members and associates, benefiting from the proven strategies and best-practices of thousands who have come before you.
From the Summit Blog
Market updates and plain-language guides from the Summit Mortgage team.
Mortgage Market Update, October 2026
The Fed's small increase was widely expected and barely moved mortgage rates. Expect the 6% to 7% range to hold through year-end.
Should You Carry the Note When You Sell Your Home?
Become the bank when you sell: a $1.4M example shows how a seller carryback can put thousands a month in your pocket, and what can go wrong.
Tapping Your Home Equity: HELOCs and the Retirement Mortgage
A HELOC with no required monthly payments for homeowners 55 and older, and a Retirement Mortgage whose proceeds generally aren't taxed like IRA withdrawals.
What Our Customers Are Saying
“Not only did I find a condo that fit my needs at the time, the Summit real estate and mortgage processes could not have been easier. The team often went above and beyond and I continue to be impressed with their industry knowledge, attention to detail, and timely communication.”
ALIX R
MORTGAGE & REAL ESTATE CUSTOMER
“I’ve worked with the friendly folks at Summit on several occasions over the last 20 years and always found them to be honest and professional; you’d be crazy to go anywhere else.”
TOM W
MORTGAGE & REAL ESTATE CUSTOMER
“Over the last 10 years the trustworthy professionals at Summit have helped me: locate, purchase, finance and manage real estate throughout California… and they make it easy.”Arron R.
MORTGAGE & REAL ESTATE CUSTOMER