Mortgage Market Update, October 2026
The Fed's small increase was widely expected and barely moved mortgage rates. Expect the 6% to 7% range to hold through year-end.
Should You Carry the Note When You Sell Your Home?
Become the bank when you sell: a $1.4M example shows how a seller carryback can put thousands a month in your pocket, and what can go wrong.
Tapping Your Home Equity: HELOCs and the Retirement Mortgage
A HELOC with no required monthly payments for homeowners 55 and older, and a Retirement Mortgage whose proceeds generally aren't taxed like IRA withdrawals.
Should You Pay Cash for Your Next Home?
Nearly half of buyers in their 70s now pay all cash. Before you sell investments to do the same, weigh what it could cost you.
Mortgage Market Update, August 2026
30-year fixed rates are in the 6.00% to 7.00% range. Inflation is stubborn, the Fed is likely on hold and 6% is here to stay.
Buy Before You Sell: How a Bridge Loan Works
Sell first and hope to find a home in 20 days, or buy the dream home now? A $900,000 bridge loan let one client do it in the right order.
The Privacy Mortgage: Keeping Your Name Out of Public Records
Real estate records are public, and for high-profile buyers that's a real problem. The Privacy Mortgage keeps your name off the record.
Keep Your 2.8% Mortgage or Refinance? It Depends on Your Stage of Life
What's better, a 6.5% mortgage with a $2,000 payment or a 2.8% mortgage with a $3,000 payment? It depends on your stage of life.
Mortgage Market Update, July 2026
30-year fixed rates sit in the 5.875% to 6.75% range. If you're holding out for 3% or 4%, it's time to let that go.